| Time Saving Convenience Online Banking E-Statements Online Bill Pay Direct Deposit Payroll Deduction 24/7 ATM (Newberry, Pickford, & Rudyard) Night Deposit Drive-Up Window Wire Transfers Utility Paystation for Edison Sault, Newberry Water & Light, Cloverland Electric, and Charter Communications - No Costs & No Fees! |
| Services We Provide Click on the links to open a printable brochure with information on that service (You will need Adobe Reader to open these files, refer to our links page to download a free copy of this secure and popular program) |

| Savings Options Share (Savings) Accounts Share Draft (Checking) Accounts Money Market Accounts Super Money Market Accounts Certificates of Deposit IRA Accounts Christmas Club Accounts |
| Loans For All Reasons New & Used Auto Loans Mortgage Loans Vacant Land Loans Signature Loans Home Equity Line of Credit Personal Line of Credit Business Loans Vacation Loans Recreational Vehicle Loans |
| Other Services Treasury Tax & Loan Deposits Notary Service Safe Deposit Boxes Traveler's Cheques Money Orders Savings Bonds Exclusive Group Insurance Discounts |
| Card Services Click on the links to open a printable copy of the application and appropriate terms and conditions. Simply fill in the application and return it to your local branch for processing (You will need Adobe Reader to open these files, refer to our links page to download a free copy of this secure and popular program) ATM Debit VISA Credit Card Visa Re-loadable Prepaid Cards |



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